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THE XP credit card was launched this year and is seen as a great option for investors.
The brokerage firm invested in innovation and developed a card designed for its clients.
I say this because it has a difference, the XP Visa Infinite credit card can only be requested by clients who have at least R$ 50 thousand invested.
Furthermore, before the granting, the client undergoes a credit analysis and registration carried out by the broker.
However, that's not all!
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Continue reading this article and find out more details about the XP credit card.
What are the benefits offered by the XP credit card?
Well, the card carries the following motto “For a good investor, this card is enough”.
Therefore, the biggest benefit it offers to those who invest is investback.
In this program, 1% of the value of each purchase is returned in investments in a fixed income fund.
The money remains invested in the Investback Fund, however, it can be withdrawn whenever the investor prefers.
Of course, the value remains in circulation until the moment the customer needs to use it.
Furthermore, when making purchases through partner store links, the user earns 2% or more in investback.
Logically, this benefit is only valid for purchases made with the XP card from which the invoice was paid.
Continuing to talk about Investback, in some partner companies its value can reach up to 5%, for example, at the Xpeed business school.
Among the partner companies to date, we find:
- Nike;
- Camicado;
- Cobasi;
- FastShop;
- Decathlon;
- Among others.
What other benefits does the XP credit card offer?
In addition to the benefits already mentioned for the investor, the card also has the advantages offered by the Visa brand.
For traveling investors, Visa offers international emergency medical insurance and also car rental insurance.
Furthermore, tourists can count on free parking at airports and many other advantages.
On a day-to-day basis, the customer has full protection for their purchases and prices, as well as an extended warranty on products.
Another interesting benefit that Visa offers is the concierge, a personal assistant via chat or telephone who answers various questions from the customer.
To have access to all the advantages of having a XP Visa Infinite credit card click here and discover more benefits.
Card annual fee
Initially, we are pleased to inform you that the XP credit card does not have an annual fee.
The customer can use their card however and whenever they want, completely free of charge.
How to apply for the XP Visa Infinite credit card
First of all, it is important to highlight that the limit of each card is determined by the broker according to your expenses and investments.
The card request can be made through the XP app. Once done, tap on the “Card” tab.
Then click on “Request my card”, to continue, accept the terms and conditions.
Now, it's time to confirm your address and then choose the name that will be printed on the card.
Finally, in this sequence you will:
- Set the invoice due date.
- Create a password for the card.
- Review and validate the data, and confirm the order.
- Perform facial authentication.
Finally, your XP credit card digital version is available. You can use it to make purchases and earn on investback, the physical version will arrive in a few days.
