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Many people believe that there is no credit card to low score.
However, it is now possible to count on options for this group of people, thanks to some institutions that decided to ignore the scoreboard.
So, if you happen to have a low score, keep reading this article, as we will show you 5 options for credit card for low score.
Check it out!
What score indicates that the score is low?
Well, the score is divided into three levels, as follows:
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- 0 to 300 points = low chance of paying;
- 300 to 600 points = average chance of paying;
- 600 to 1000 points = high chance of paying.
For those who don't know their score, just access the platform Serasa Score and follow the instructions.
Therefore, it is worth highlighting the following:
Even though it is easy to get a card with a low score, most of these financial institutions check your income and whether you already have a credit card from a bank.
Let's look at the alternatives:
1. Digio credit card
The first name on the list is very easy to approve, as long as you have a clean record and are up to date with the Federal Revenue Service.
However, granting a credit card for low score It is not the only difference, in addition, it provides a higher limit and even ease in increasing it.
It will all depend on how the customer uses the card and whether they pay correctly.
However, the benefits don't stop there, it also provides:
- Zero monthly and annual fees;
- Points club;
- No revolving interest;
- National and international withdrawals;
- No card remission fee;
- Special discounts at the Digio store;
- Emergency withdrawal on the 24h network.
Furthermore, the card's brand is Visa, which means it is accepted in more than 24 million establishments around the world.
So, did you like this option?
To request, go to Digio website or download the App.
2. Inter credit card
Banco Inter is completely digital and also does not check the score.
Furthermore, there is no annual fee, it includes several benefits, and the App interface is simple and easy to use.
In other words, the bank is very complete!
Ultimately, it's a great option for those looking for a credit card to low score practical and without bureaucracy.
3. Trigg
The Trigg card has gained many followers in recent years, precisely because it does not require a high score for approval.
In this sense, see below the requirements necessary to do so:
- Being Brazilian;
- Reside in national territory;
- Be over 21 years old;
- Have a current account registered with your CPF;
- Have proof of income and residence in your name.
To request, download the App at Google Play (Android) or App Store (IOS).
4. C6 Bank
In addition to releasing credit card for low score, the applicant does not need to prove minimum income.
Therefore, the customer does not pay an annual fee and participates in the points program where they can exchange them for discounts on services and products.
5. My Page
In addition to the possibility of having a credit card even with a low score, Meu Pag has no annual fee or other fees.
In fact, there are discounts for users at several partner companies.
Another difference is that you don't pay anything to withdraw or transfer money, you can do these actions as many times as you want in the month and you won't pay anything.
Therefore, to request this option you must download the Meu Pag App on your IOS or Android.
Now that you have seen some options, credit card to low score choose the one you most identify with and request it.
Finally, after approval, use it wisely, your financial health will thank you! Also, learn more about the financial habits to make money.
