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Is there any in the financial market credit card for those who receive a minimum wage?
The question is important for the following reason: the credit market today makes its products and services available, such as financing, loans, credit cards, among others, to those who have a certain financial condition that is more viable for them.
But, when it comes to the card, there are some good options on the market for those who earn a minimum wage, did you know that?
In this article, we will indicate the credit cards that a person with this income can take out and enjoy the benefits.
Credit card for those who earn a minimum wage: see some options
Initially, 9 cards will be mentioned here so that you can analyze and choose the one that will meet your needs:
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1. Pag Bank credit card
That Pag Bank card increases the limit according to the amount deposited in your account, that is, you decide the limit of your card.
Advantages:
- Free worldwide card with no annual fee;
- Purchases throughout the national territory and abroad;
- Card option for individuals and legal entities;
- The limit is released at the same time;
- Online and physical purchases;
- No credit analysis;
- Contactless payment;
- Credit and debit card at the same time.
- Invest in CDB and have the same amount invested in the card limit;
- Minimum income, 0.00.
Offered under the Visa banner, see the benefits:
- Go with Visa;
- Travel assistance services;
- Emergency withdrawal;
- Emergency card replacement;
- Visa Call Center;
- Visa checkout.
2. BMG credit card
That credit card for those who receive a minimum wage has good benefits.
Advantages:
- Free of annual fees;
- Minimum income 800.00;
- Withdrawal of up to 70% of the card limit according to the conditions;
- Life, pharmacy and funeral insurance for INSS retirees and pensioners;
- Contactless payment;
- Online or physical purchases.
Offered under the Mastercard banner, see the benefits:
- Mastercard global service;
- Mastercard Surprise;
- Mastercard special offers.
3. Credit card for those who receive a minimum wage: Santander SX
Advantages:
- Minimum income 1,045.00;
- Free annual fee with spending over 100 reais;
- Contactless payment;
- Cashback and discounts of up to 50% at Esfera;
- Santander benefits when purchasing;
- Digital wallets;
- Expense control through the Way App;
Advantages of the Visa flag:
- Price protection;
- Purchase protection;
- Worldwide Medical Emergency Insurance;
- Visa Help Center;
- Travel assistance service;
- Extended original warranty;
- Visa concierge;
- Emergency card replacement.
4. BV Free Card
- Free annual fee;
- Discounts from partners;
- Contactless payment;
- Virtual card in the App.
Benefits of the Visa flag:
- Price protection;
- Purchase protection;
- Insurance for rental vehicle;
- Extended warranty.
5. Credit card for those who earn a minimum wage: Mercado Pago credit card
Advantages:
Multiple card;
Contactless payment technology;
Free annual fee;
Payment in 18 interest-free installments;
Shopping in physical and online stores;
Card control via the App.
Benefits of the flag:
- Go with Visa;
- Target causes;
- Price protection;
- Purchase protection.
6. Itaú Click credit card
Advantages of the card:
Minimum income to be obtained is 800 reais;
No annual fee;
Your limit can be increased from the third month as the +Limit;
Itaú Tag free of monthly fees;
Control your card through the Itaú cards app;
Payments with digital wallets in the physical store and with a virtual wallet in the online store;
iPhone Forever Program;
Flexibility in emergency assessment.
This card is offered under Visa and Mastercard, see the advantages below.
Advantages of the Visa flag:
- Airport Companion, discounts in restaurants, services in stores and VIP Lounges;
- Car rental insurance;
- Medical emergency insurance;
- Purchase protection;
- Go with Visa;
- Extended original warranty;
- Visa Concierge.
- Price protection;
- Travel assistance service;
- Emergency card replacement;
- Emergency withdrawal;
- Visa Call Center.
Advantages of the Mastercard brand:
- MasterAssist Plus;
- MasterCar Insurance;
- Airport Concierge;
- Priceless Cities;
- Mastercard Travel Rewards, automatic cashback and unlock offers;
- Global Emergency Assistance;
- Mastercard Surprise;
- Surprise restaurants.
7. Credit card for those who earn a minimum wage: C6 Bank Card
Card Benefits:
- No annual fee;
- Does not require a minimum income;
- Contactless payment technology;
- Tag C6: toll and parking without queues;
- Benefits in the points program;
Advantages of the MasterCard flag:
- Mastercard Surprise;
- Mastercard special offers;
- Mastercard Global Services.
8. PAN credit card
Advantages of the card:
- Annual fee with progressive discount;
- Minimum income: 1 minimum wage;
- Virtual card;
- Contactless payment;
- Exclusive discounts from Elo partners;
- Limit adjustment;
- Accepted abroad.
Benefits of the Elo flag:
- Special offers and discounts;
- Promotions and prizes;
- Exclusive pre-sales for shows.
9. Credit card for those who earn a minimum wage: Nubank Gold
Finally, we couldn't forget Nubank, which also offers a card for those who earn a minimum wage, it's very affordable.
Advantages of Nubank:
- No annual fee;
- No minimum income required;
- Contactless payment technology;
- Accepted in Brazil and abroad;
This card is offered under the Mastercard banner, see the benefits:
- Extended manufacturer's warranty;
- Second price protection;
- Purchase protection insurance;
- Mastercard Global Services;
- Mastercard Surprise.
Conclusion
You noticed that these are excellent options for credit card for those who earn a minimum wage.
Therefore, with this range of alternatives, you just need to analyze carefully and choose the right card for your life.
However, it is worth noting that you need to use your credit card very wisely, so that you do not complicate your financial life.
