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If you are a MEI, you have already heard about the credit card for MEI, normally, it is linked to a PJ account.
There are so many great options on the market that we can’t decide which one is best.
In today's post, we highlight one in particular, the Nubank credit card for MEI, that is, PJ card.
Therefore, to learn more details about this product, continue reading. See our index below:
- About the Nubank credit card for MEI;
- How it works;
- Who can have the card;
- How the waiting list works;
- How the Nubank PJ account works;
- What are the advantages of using the card;
- Conclusion.
About the Nubank credit card for MEI
Nubank's PJ account was launched in 2019 with the purpose of simplifying the lives of micro and small entrepreneurs.
Until then, the account did not have a credit card, but, due to many requests and needs from users, Nubank recently decided to launch this item.
However, since September it has been gradually released to PJ account customers.
With the Nubank credit card for MEI, customers can make their company purchases with their PJ account. This way, they can better organize their finances and separate individual and corporate money.
Therefore, this ends up reducing the impact on the business' cash flow when making purchases for the company.
How does it work?
With this credit card you can make company purchases without compromising your entire cash flow.
In fact, it is a great option for those who are starting out and don’t have much to spend to invest.
Therefore, you can use this credit to make the capital work and pay it off in a few installments. In addition, it is easier to keep track of the company's income and expenses.
The card can be used in physical and online stores, transportation apps, wholesale stores and much more.
Additionally, you can concentrate all your company expenses in one place, all linked to your PJ account.
It will certainly be easier to control your spending and better manage your account and income.
Who can have the Nubank MEI credit card?
Initially, this card will only be offered to some Nubank PJ account customers. This is because it is still in the testing phase.
The testing phase is essential for improving the product and ensuring that it meets the real needs of customers.
However, it will be released to other customers gradually. If you have a PJ account, but the card does not yet have the Nubank credit card for MEI, see how the interest list works.
How does the interest list work?
Those interested in having this credit card, without annual fees or hidden charges, can join the interest list.
First, click here, then enter your CNPJ in the box in the corner of the screen, once done, click “Register interest”.
That's it! You're now on the card's interest list. Now, just wait for the bank's message saying that the item has been approved for you.
If you are not a customer or do not have a debit card, you must first request this option before you can request the credit function.
This means that PJ account customers who already have a debit card will be prioritized on the list.
How does the Nubank PJ account work?
The Nubank PJ account is completely free, meaning your company will not need to pay any maintenance fees.
With it, you can also receive and pay via Pix, in a quick, simple and secure way.
The account also has a corporate debit card, so you don't need to carry large amounts of cash to make company purchases.
In addition, it can be used to make withdrawals and online purchases, and it also comes personalized with your company's name.
It will definitely be much safer.
The sales you make with the machine also go directly to your PJ account, and you can manage them directly from the app.
Finally, it is worth mentioning that you can still issue payment slips with just a few clicks to make your collections.
What are the advantages of using the Nubank credit card for MEI?
The Nubank credit card for MEI is great, as it helps you separate company expenses from personal expenses.
It is also a great option to invest in your business, with it, you can purchase items that help your company grow and pay in a few installments, without compromising the business' cash flow.
It is worth noting that this card has no annual fees or hidden charges. In addition, you can concentrate all of your company's debts in one place and pay just one bill.
Conclusion
The Nubank credit card for MEI is very advantageous and simple to use. However, before purchasing yours, don't forget to carry out a financial plan for your business expenses.
It is essential to use it with caution and awareness so that the consequences of misuse do not affect your company.
Changing the subject a little, the rush to take care of a business makes many entrepreneurs always resort to restaurants and delivery services.
If you eat out often, be sure to check out the best restaurant discount apps.
