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Instant digital credit card: find out what it is and check out some options where you receive an immediate approval response.
When we apply for a credit card, it is almost impossible not to be anxious to know whether or not it has been approved.
But, one of the advantages of digital cards is that the answer comes quickly.
So, keep reading and learn about the digital credit card options that approve instantly.
See our index below:
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- What is it;
- How it works;
- C6 Bank;
- Santander SX;
- Digio;
- Nubank;
- Trigg;
- Conclusion.
What is a digital credit card?
THE digital credit card on time It is a card acquired digitally, that is, over the internet via cell phone or computer.
In other words, you don't need to go to a branch to request one or bring printed or photocopied documents.
Typically, they are part of digital accounts or wallets, in some cases, they are issued by digital banks as well.
Among the many advantages that we can highlight about the digital version is that it is a credit card with immediate approval.
Furthermore, it has a lower cost, because most of them do not have an annual fee and their accounts do not have monthly fees or charges.
Therefore, they are more economical.
Many people don't know how a digital credit card works and confuse it with a virtual card, however, they are different.
For example, the virtual card is exclusively for making online purchases, it is very secure, as your data is saved in the bank's application where only you have access.
Other than that, it can be deleted at any time in the app and has different data than the physical card.
The digital credit card, in turn, is the physical card, however, it was requested digitally, that is, via the internet and has a digital account and agency.
It works exactly like a traditional physical credit card, but because it is a digital account, it ends up being more advantageous too.
How does the digital credit card work on the spot?
There is no secret to this model! It is simple and easy to use. What's more, it is a credit card with instant approval!
The big advantage is that you have full control over it through the app.
With it, you can monitor your spending in real time, available limit and even change the limit through the app, depending on the card.
In the past, we had to wait for our credit card bill to arrive to see our purchase and invoice details.
However, with the option made through the app, this has changed! You can track all your expenses and even receive a notification for each purchase made.
This is great because you have control and can quickly detect when your card is being misused.
Therefore, you can quickly contact the card issuer to take the necessary measures.
So, let’s remember how the digital credit card works?
It works exactly the same way as a regular credit card, the only difference is that it has a digital account, requested digitally as well.
In the case of instant digital credit card, the only difference is that you know whether or not you were approved in just a few moments.
Discover some options now.
Instant digital credit card C6 Bank
When you apply for this credit card, you will know if you have been approved within minutes. This bank's credit analysis is very fast.
You can request yours by downloading the C6 Bank app and opening a digital account. The digital account already comes with a free debit card.
So, you don't need to apply for a credit card if you don't want to. After all, you can still enjoy other benefits even without the credit option.
Santander SX
This option has gained a lot of space among digital cards, in fact, it is easy to approve, being a instant digital credit card, that is, you have the quick answer.
The minimum income required to apply is R$1,100 and you can apply for it by Internet Banking.
Digio International Card
This card is certainly one of the best available today. Among the advantages it offers are:
- There is no annual fee or revolving credit interest;
- The rates are low;
- Easy to approve;
- No minimum income required;
- High starting limit.
You can request yours through the Digio app.
Instant digital credit card Nubank Gold Card
The Brazilian darling couldn't be left off this list, but, in addition to giving you a quick answer, Roxinho has other benefits, for example:
- Zero annual fee;
- Excellent customer service;
- Low rates.
One of the downsides of this card is that the limit is difficult to get approved, but overall it's a great card. digital card on the spot. The card even comes with one of the digital accounts that make the most money lately.
Trigg Card
Trigg also doesn't leave you waiting too long for a response, plus, has immediate approval, affordable annual fee and has a cashback program.
There are reports of people who were able to obtain this card option even with a bad credit history or low score.
So, it doesn't hurt to try!
To request yours, download the app and open your account.
Conclusion
The option of instant digital credit card It's great because we don't have to wait anxiously for a response.
In a country where more than 18 million people suffer from some type of anxiety disorder, waiting a long time for a response can be uncomfortable.
So if you need a quick answer, consider checking out our suggestions.
Be sure to check out our article “Digital account with credit card – More savings for your pocket”
