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In addition to having high limits, this luxury credit card offers unforgettable experiences and even networking to promote your business through special events. Read on to find out about the best credit options at the moment!
Have you ever thought about shopping in Europe with peace of mind and still having exclusive assistance from the bank during your international trips? Or even participating in events with the world's biggest businesspeople and promoting your business ideas?
Finding cards to meet the consumer standard high income has become a difficulty, even more so when the subject is limits and personalized service. But calm down, because we have news to ease your worries and bring more benefits to your daily life.
Luxury credit cards are options available exclusively to pre-selected customers at large financial institutions with one impeccable detail: individual advice with personalized service and a limit based on consumption profile.
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In this text, we will show you all the details and advantages of the card and the main options currently available, so continue reading and check it out!
What is a luxury credit card?
The basis of a luxury credit card is similar to traditional cards, but with numerous benefits, both for the acquisition of high-value consumer goods, as well as advantages and exclusive service from a specialized account manager.
If you like to consume brands like Chanel, Louboutin, Dolce & Gabbana, or else purchase jewelry from luxury brands such as Tiffany, let's face it, it's not just any ordinary credit card that's capable of meeting your needs. Precisely because most of them don't offer advantageous limits and certain amenities, such as a discount on the purchase of a Audi new, for example.
What are the advantages and why get a more exclusive card?
Getting a card with more exclusivity and benefits will improve your life in many ways, especially in terms of stress control and increased comfort, both in Brazil and when traveling internationally. In order to get the most out of your experience, we have listed some benefits that are present in most luxury credit cards.
Exclusive discounts
If you use a regular credit card, you've probably seen certain discount benefits like half-price movie tickets and the like, right? When it comes to luxury credit cards, they prevail, but in situations that are more beneficial to your profile, such as: installment payments for luxury cars, loyalty programs at jewelry and wine stores, VIP tickets and even the purchase of private jets.
Concierge Services
Concierge services are available to make your personal life as easy as possible and offer assistance with restaurant and hotel reservations, gift shopping or planning surprise parties.
Most aid is virtual, but there is the option to opt for a personal assistant. In fact, in some cases the client has access to a private driver to take them to work or social events.
Exclusive treatment in Luxury Resorts and Hotels around the world
The cards also offer a selection of luxury hotels and resorts, famous all over the world, with the advantage of being a VIP customer and special treatments. In fact, there are several perks granted, such as: discounts on drinks, breakfast, dinners, exclusive accommodations, gifts and much more! In fact, for greater convenience, there is the option of delegating the reservation function to the concierge.
Participation in important events
There's nothing better than putting on a beautiful party dress and feeling like a movie star. credit cards aimed at high income look for ways to innovate and provide unique sensations to customers.
In this way, the brands such as Visa and Mastercard Black launch various entertainment events throughout the year. The vast majority of attractions involve fashion and gastronomy, and tickets are free for the holder and companion.
VIP lounges at airports
VIP lounges at airports are another reason to sign up for these cards, given that the benefit is available in Brazil and in several airports around the world. Banco Safra, for example, launched a space for VIP customers at Guarulhos airport, with cable TV, bathrooms with private showers, Wi-Fi and a delicious Buffet.
The main luxury credit card options available on the market
American Express Centurion Card
THE American Express Centurion Card It is sold in Brazil by Banco Santander and the application is available by invitation only. In other words, the main gateway to access the card is when opening a checking account. The benefits of the brand are numerous, among which we cannot fail to highlight the following: 12 months free subscription to Foundscard.
The Program is made up of the most successful and influential entrepreneurs in the world aiming promote networking and expand business ideas. In addition, participants receive discounts on airlines, car rentals, chauffeur services and luxury hotels. Another advantage is special conditions for purchase of cars from famous brands such as BMW and Audi.
Citibank Ultima Infinite
Just like the American Express Centurion Card, the Citibank Ultima Infinite can only be requested upon invitation from CitiBank. The credit card includes points programs with no expiration date and double nights when booking hotels.
Among the exclusive advantages, the main highlights are: purchase miles worth 1.25 cents using Citi PayAll and limousine transfers in eligible countries. Regarding flights, when purchasing a first class ticket, the holder receives a free ticket for a companion.
Bari Elo Graphite
Bari Elo Grafite releases credit limits of up to 1 million reais and the contracting of the card and account are completely digital. The only criteria is to have a property worth 2 million or more in your name and proof of updated income.
The customer makes the request through the app right after opening the digital account. However, when compared to other cards, the benefits granted by the brand and bank are quite simple. But even so, it is an excellent alternative to get an advantageous credit limit in a short time.
JP Morgan Reserve Card
Our fourth luxury credit card suggestion is the JP Morgan Reserve Card, the old Palladium card. The name is engraved with a 'laser' and the palladium composition makes the version completely exclusive.
But it's not just because of the beauty that JP Morgan gained the preference of consumers high income and yes, for the high limit and exemption from fees and exchange operations. The card Palladium is accessible to clients with an investment account at JP Morgan Private Bank.
Conclusion
Based on the information presented in this text, we have seen that most luxury credit cards are exclusive versions intended only for customers with a history with the bank. Therefore, If you wish to request any of the options above, the first step is to open a current account and then contact your relationship manager.
Now, if your ambition is just to have a good limit without many amenities, the Banco Bari credit card grants credit of up to 1 million reais. The request can be made through the application when opening the digital account. Remember that to obtain the maximum credit, the client must prove income and have a property worth at least 2 million reais.
The luxury credit card will bring unforgettable experiences, both in your day-to-day life and during leisure and travel moments. In addition, most options have additional cards to share the limit, insurance and benefits with family members and dependents. Did you enjoy learning about this new feature? Enter in contact our team and have access to more information.
