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Have a credit card with points program It's great for those who like to travel, but it can be advantageous for any consumer.
Read the text and find out more!
Credit cards have become an indispensable item in consumers' lives. In addition to increasing purchasing power, they increasingly offer more advantages and benefits to their users.
Among the options, the points program stands out and is becoming increasingly common.
The demand for credit cards that offer this service has increased a lot in Brazil and the trend is for it to increase even more.
In today's text you will find 5 credit card options with points program to start enjoying the benefits it offers. Be sure to check it out!
See our index below:
- What are the best credit cards with a points program?
- 1. CVC Platinum Itaucard;
- 2. Sugarloaf Plus Platinum;
- 3. C6 Bank Carbon Black;
- 4. BRB DUX Visa;
- 5.Tudo Azul Itaucard Visa Infinite;
- Conclusion.
What are the best credit cards with a points program?
With a good credit card with points program you enjoy many advantages, for example:
- benefits of the flag;
- extra money from selling miles;
- air tickets with discounts of up to 100%;
- VIP rooms.
Continue reading and discover great options!
1. CVC Platinum Itaucard Card
That card is the result of a partnership between CVC, one of the best travel agencies in Brazil, and Itaú, the most valuable bank in Latin America.
The minimum income required to apply for this product is R$$800.00. Its annual fee costs just 12 installments of R$$24.00. An affordable amount when compared to the benefits it offers.
In fact, the monthly installment of the annual fee can be free, as long as you spend more than R$$3,500 on the monthly bill.
Regarding points, you earn 1 for every R$$3.00. Ideal option for those who prefer to make only national purchases.
During your trip, your points double, meaning you receive 2 points for every R$ 3.00 spent.
The points are exclusively for use in the Mais CVC Program, the travel agency's loyalty program.
Check out the main benefits of purchasing this below credit card with points program:
- Installments in up to 14X without interest;
- Payment in up to 24 installments with reduced interest at CVC stores;
- 80% more on the limit when making your first purchase at a CVC store, when signing up for the card;
- VIP Room;
- International Insurance;
- Visa Concierge;
- Rental Vehicle Insurance;
- Emergency Withdrawal;
- Free Visa Valet for use in shopping malls and restaurants.
The points accumulated at CVC can be redeemed at any time of the year. You can combine them to use with other forms of payment, get discounts on hotel reservations, flights and much more.
2. Sugarloaf Mountain Plus Platinum
The minimum income for request this card is R$ 5,000, so it is clear that it is an option for people with greater purchasing power.
Its annual fee costs R$650.00, but can be paid in 12 installments of R$54.17. Despite having a higher cost, it also offers more advantages.
You can request yours at Visa or Mastercard flag. Both offer many benefits, especially for those who love traveling with their family.
However, you just need to compare and see which option best suits your needs.
For every R$ 1.00 in purchases you accumulate 1 point. Because of this ease of accumulating points, Sugarloaf credit card is considered the best credit card with points program.
The points, in turn, can be exchanged for airline miles or discounts at Pão de Açúcar.
Miles can be exchanged for Tudo Azul, Smiles or Latam Pass.
3. C6 Bank Carbon Black
With this credit card you can make purchases in Brazil and abroad with peace of mind and even accumulate points.
For every dollar you spend, you earn 2.5 points that never expire. This way, you can accumulate points as much as you want and decide how best to use them, at your leisure.
The minimum income to apply for this product is R$5,000 and its annual fee costs R$1,020.00, however, the first three months are free and you can still pay in up to 12 installments.
As you can see, it is also a card for an audience with greater purchasing power, therefore, it meets the needs of this audience well with its benefits.
Among the main advantages of the card C6 Bank Carbon credit offers, we can highlight:
- Mastercard Surpreenda Benefits;
- Good credit limit;
- Modern design;
- Discount and benefits on partner brands;
- Up to 6 additional free cards;
- VIP lounges at airports.
4. BRB DUX Visa
This card is still new to the credit market. Launched in 2021, it is yet another option aimed at high-income consumers.
As far as the points program is concerned, the BRB DUX Visa comes out ahead, as you can accumulate 4 points per dollar spent in the first 12 months of use.
In the meantime, you can accumulate lots of points to exchange for more benefits and advantages.
In addition, this card has the power to improve your family's quality of life and make your trip more comfortable and luxurious. See below why:
- Exclusive service at Visa Concierge;
- Limited access to airport lounges;
- Free insurance for national and international travel;
- Refunds and extended warranty for eligible purchases;
- Exclusive benefits at luxury hotels and resorts;
- Discounts at partner stores;
- Access to Vai de Visa and Curtaí.
5. Tudo Azul Itaucard Visa Infinite
If you are looking for a credit card with points program that can save you money on travel, this is a great option.
It is the result of a partnership between Banco Itaú and Azul Linhas Aéreas Brasileiras. In addition to offering many advantages to its users, it can transform your travel experience!
Among the main benefits it offers, we find, for example:
- Free flight advance;
- Daily allowances at Unidas (2 per year);
- Free luggage;
- Bonus points;
- Free companion on 2 trips;
- Installments in up to 12X without interest;
- Points that do not expire;
- Cabin upgrade;
- VIP lounges;
- Lounge Key;
- Priority check-in and boarding;
- Unlimited Blue Space.
With this card you can accumulate up to 3 points for every 1 dollar spent on domestic purchases, and 3.5 points for every 1 dollar spent on international purchases.
The minimum income to apply for this card is R$15,000.00. The annual fee can be free if you spend more than R$20,000 on your monthly bill.
Conclusion
As you can see, there is credit card with points program that can be beneficial for your family and for you too.
Despite having a slightly higher cost, compared to the “famous” ones, they offer many advantages and benefits, in addition, they improve your family’s quality of life in several aspects.
Finally, be sure to continue following the news on our blog to learn about more financial products that will make your life easier and help you achieve many dreams.
