Credit card with cashback: discover great options on the market and how to apply to start earning money back!
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There are many credit card options available today that offer cash back to their customers.
The measure was created to attract new users and retain old customers.
It was certainly something that worked very well, as both users and institutions benefited.
One way to earn cashback is with a credit card, however, each institution has its own differences.
In today's article, we list, according to our assessment, the best credit card options with cashback.
We consider not only the cashback program itself, but the credit card, digital account, bureaucracy, simplicity and advantages they offer.
For example, a credit card that pays 0.2% cashback, but has an annual fee of R$100.00 per month, in addition to a bunch of other fees, is not an advantageous card, right?
Therefore, we have made a careful list to present you with the best options. credit card with cashback.
Keep reading this article and find out what they are and how to request yours!
1. Credit card with cashback PicPay Card
Without a doubt, PicPay Card is one of the best cards to get cash back.
This fintech's cashback campaign is very volatile. Customers can earn money back in a variety of ways and percentages that can reach up to 20%.
For example, a very common campaign on the app is “20% of your bill on our account”.
With it, you pay a bill in installments through the PicPay digital account and get money back.
The percentage value depends on how many times your bill will be paid in installments, to earn the 20% cashback, it needs to be divided into 12x.
PicPay Card pays 5% cashback to customers who pay for their purchases with a credit card.
It is worth noting that the value is limited to R$$50.00 per month.
In other words, when your cashback earnings reach this amount, the next amounts will only be counted from the next month onwards.
You will continue to use your credit card and enjoy discounts and other benefits, but you will not earn money back until the end of the month.
In addition, PicPay also offers other benefits to its customers, for example: free annual fees, money earning interest in the account without having to apply or invest, etc.
To request your PicPay Card Download the app and open your account. The card application is subject to credit analysis.
However, it is possible to earn cashback with the prepaid card as well. The amounts can be deposited on the same day, there is no need to accumulate them.
2. Méliuz credit card
The card from the largest platform for earning cashback could not be missing from the store's list credit card with cashback.
With this card, users earn 0.8% cash back on purchases + 1% on purchases at partner online stores, totaling 1.8%.
Furthermore, the card has no annual fee, the digital account has no fees and users also receive discount coupons.
In other words, in addition to earning money back, you can buy items at lower than normal prices.
To request your card click here and complete the registration or download the application directly.
3.RappiCard
RappiCard is Rappi Bank's credit card. The basic version pays 3% cashback for purchases made in the Rappi app, which is a great percentage.
In addition, users also earn 1% cashback on other purchases, which can be multiplied on purchases made with Rappi partners, for example:
- Guru Sushi Bar;
- Rappi Travel;
- Mambo Supermarket;
- Extrafarma.
With the RappiCard Prime version, you can earn even more cash back, 5% on Rappi purchases and 2% on all other purchases.
However, this version has an annual fee of 12x R$89.99, but even so it is still a great card with cashback.
In addition to cashback, you can also enjoy other RappiCard benefits, so request yours through the Rappi app.
Take the opportunity to read also:
4. Pan Mooba credit card with cashback
The Moba credit card has an annual fee of R$ 15.00 per month, however, it can be zeroed depending on the amount of the monthly invoice.
Plus, it guarantees money back on all your purchases.
The card pays 1% cashback + up to 25% in partner stores. See the percentage of some partner stores below.
- C&A 8.1%;
- Amaro 8%;
- Natura 7%;
- Centaur 4%
To redeem the money you earned, you must wait until R$ 30.00 accumulates. Once that is done, just redeem and use it.
If you are interested in requesting yours, click here and fill out a proposal.
5. Inter Card
Inter has one of the best digital wallets today, super complete and full of services and advantages.
Therefore, he could not be left out of this campaign, much less from our list of credit card with cashback.
By the way, it is worth noting that you do not need to be a checking account holder, that is, have a checking account with a card to be able to earn money back on your purchases.
You can earn cashback by shopping at Inter Shop, Banco Inter's online shopping mall.
Well, as far as credit cards go, you can win with the Gold version, it's a model with no annual fee and easy to get.
It has debit (prepaid) and credit options, but you can earn cashback with both.
However, to earn with the debit version, you need to activate the “Credit debited instantly” option in your application.
If you want to see a step by step, read our article Inter Cashback: don't buy anything before reading this text.
After activating this option, simply transfer your purchases to credit and start seeing the money deposited into your account within a few days.
See below the percentage for each Inter card model:
- Gold 0.25%;
- Platinum 0.5%;
- Black 1%.
Of course, the Black version has a higher percentage of cashback, but it is a more difficult version to obtain, it has a high cost, as does every Black model card.
The percentage value at Inter Shop varies depending on the store chosen to make purchases, however, it is worth noting that the percentage for non-account holders is lower.
Therefore, to earn even more money back on your bill, download the Banco Inter app and open your account.
There are still other ways to earn cashback with Inter, for example, with investments.
Read the text we linked above and find out more.
Credit card with cashback ranking Consulta Cred
Of course, there are other great cashback card options on the market and perhaps your favorite was left off our list.
However, that doesn’t mean you can’t find and request something from our list.
This is because they have no annual fees or hidden charges and, in addition, they offer many advantages and are easy to obtain.
Here's how they looked in our position:
4th place: Rappi Card
It has a great cashback percentage, but it is a bit more limited to fast food apps.
Depending on the region where you live, it may be less advantageous.
3rd place Mooba
One of the best platforms to get money back, super advantageous and easy to use.
2nd place Meliuz
The best platform to earn cashback, for sure!
Simple, versatile, free, no fuss!
In addition, you can still purchase many discount coupons and earn cashback even with the discount coupons.
1st place PicPay Card and Inter
Our first best position card with cashback was occupied by PicPay Card and Inter.
This is because, in addition to being great options for earning money back, their two digital accounts are different, but very advantageous.
The good news is that you can have both, as neither has an annual fee or additional fees.
Furthermore, you don't need to have a credit card to earn cashback, making it even more advantageous and safe.
So, download the app and open your account!
If you still have questions about how cashback works, be sure to check out our Cashback Guide.
