Amazon Credit Card: Advantages and How to Apply 

The Amazon credit card has generated curiosity in many people, who want to know more about this option.

This is because it is known that Amazon is a leader in digital commerce, but what about the card? Is it worth it? 

To answer this question, we must first understand the proposal completely.

And the good news is that today's material was produced with all the information on the topic.

That said, to learn about this alternative and how to apply, just check out the content below! 

Amazon: a big name in global e-commerce 

For some years now, Amazon has been gaining more and more attention in Brazilian digital commerce.

If before Casas Bahia and Magazine Luiza were the sole leaders in this sector, today Amazon is a good competitor.

With its fast delivery and free shipping proposal, the company has become ideal for those looking for practicality in online shopping.

Furthermore, the company's biggest advantage is the promise of its slogan: everything from A to Z.

This is because, on Amazon, you can find products from a wide range of categories and brands, which provides greater convenience for customers.

When it comes to prices, the company also offers competitive prices and unique promotions that can only be found on the app.

And, if all of this wasn't enough to make the company stand out, we couldn't fail to mention Amazon Prime.

Amazon was a pioneer in Brazil in creating a monthly subscription, which offers various benefits, such as:

• Free shipping;
• Fast delivery;
• Exclusive promotions:
• Free streaming and music apps;
• Among other benefits.

So, when we refer to a complete and consolidated company, Amazon is certainly a good example.

Amazon Credit Card 

After everything we've seen, it's clear that Amazon leaves nothing to be desired in its niche.

This is because its services are complete, efficient and innovative.

And, if that wasn't enough, Amazon still tries to innovate frequently, and the new proposal is the Amazon credit card.

The Amazon credit card is an initiative to expand the company's horizons, moving beyond the retail sector and into financial services as well.

The idea is to offer customers a complete card, free of fees, and that offers benefits on purchases made in the Amazon app and even outside of it.

The card has the Mastercard brand, which offers all the benefits of Mastercard Surpreenda, and also has excellent acceptance in the market.

Its banking administration is handled by Bradesco, which is a consolidated bank on the national scene.

This means that the card is a product offered by the joint work of 3 companies: Amazon, Mastercard and Bradesco.

Therefore, we can consider this to be a safe option, as it is offered by already established companies.

Later on we will see everything about the benefits of this card!

What are the advantages of the Amazon credit card? 

We already know that the Amazon credit card proposal conveys a certain level of security.

But, if there’s something that really sets this card apart, it’s certainly the benefits.

This is because Amazon sought to enter this market by offering something more, in order to gain the preference and trust of customers.

This “something extra” is precisely in exclusive benefits, which currently only Amazon offers.

The list of advantages includes:

• Free annual fee;
• Cashback program;
• Points program;
• Payment in up to 15 installments on Amazon.com.br;
• Mastercard Platinum Benefits;

Regarding the cashback program, we will see this in detail in the following topic, as there is a lot to talk about! 

As for the installment plan of up to 15 times, it is valid for purchases over R$1,500.00 on the Amazon website.

And finally, the points program works as follows: for every 1 real spent on the Amazon card, you accumulate 1 point.

The most interesting thing is that the points do not expire, and can be exchanged for discounts, exclusive products and services.

Cashback system Amazon credit card 

When talking about the advantages of the Amazon credit card, one benefit that certainly catches our attention is the cashback program.

This is not a new thing in the market, as many companies use the system of returning part of the amount spent on the card.

But this proposal has always been limited, and Amazon proposes to expand the possibilities.

In the Amazon Card cashback system, the proposal is as follows:

• 3% in Amazon points, when purchasing at amazon.com.br;
• 2% in Amazon points, for purchases made in pharmacies, restaurants, travel, entertainment and internationally outside amazon.com.br;
• 1% in Amazon points for all other purchases made outside the Amazon website or app.

With this, we can understand that the points and cashback system work together.

This is because cashback is offered through points, so that a percentage of the purchase becomes points in your account.

These points can be easily used to exchange for specific products and services.

And the coolest thing is that, as we've already seen, the points don't expire, so you just win! 

Finally, the difference with this program is that it offers cashback on all purchases, and not just on specific websites.

Is there an annual fee? 

One of the main concerns when applying for a card is certainly the annual fee.

This is because, currently, we already have a significant number of cards free of annual fees.

Therefore, charging this fee can be seen as a disadvantage to the request.

The good news is that the Amazon credit card has no annual fee.

This means that in addition to having several exclusive benefits and services, you also save money with this type of rate.

See how to apply for your Amazon credit card 

And, after everything we've seen, all that's left is to talk about applying for the Amazon credit card.

Before anything else, it is important to understand that Amazon offers 2 types of cards: Amazon.com.br and Amazon Prime.

Both are very similar and have complete benefits, but the difference is that Amazon Prime offers the possibility of 5% cashback on purchases on the website or App.

Therefore, the first thing to do is choose which of the two cards you want to apply for.

Once this is done, the next step is to check whether the card has been released to you.

Amazon is gradually releasing the request to customers in August.

Once your request has been approved, simply access the website and complete the request process.

In this regard, the process follows the normal security protocol, data validation and credit analysis.

Once the card has been approved, you can start using the virtual version while you wait for the physical version to arrive.

Your purchases will already be worth points, and will include all the benefits offered by the Amazon credit card!