THE Positive Registration It was created in 2011, but only became active in 2013, and with a low membership rate.
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Nowadays it is very successful and is already used by several countries, such as: England, the United States and Canada.
In today's article we will talk more about it; what it is; what it is for; benefits and how activate the Positive Registration.
What is Positive Registration?
Well, this registration also has the name Financial Resume, being a database where the financial history of each Brazilian is stored.
In other words, it is the summary, but with many details, of our credit behavior.
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Therefore, all information related to our basic consumption registered in our CPF, such as water, electricity and telephone, goes there.
In addition, information about credit services we have contracted is also available on Positive Registration, for example: loans, credit cards, financing, among others.
This data is responsible for making up our good payment history; whether we pay our debts.
But what is the purpose of Positive Registration? What is its purpose?
Read on and find out!
What is it for?
Basically, it serves as a reference for the banks where we apply for credit and is key to obtaining it.
Despite this, it is only available to the market if you authorize the open information to be seen in credit analyses.
In fact, the credit score is defined based on the registration data, which is available for consultation without the need for the customer's authorization.
Therefore, the importance of activate the Positive Registration. Without it, it's as if you don't exist in the financial world.
As a result, you will not be able to get credit in the market.
What are the benefits of staying active?
Finally, we leave the last topic to show you the benefits of keeping your Active Positive Registration and updated, let's go to them:
- Ease of obtaining credit;
- Increasing your credit score is easier, as long as you are a good payer;
- Better rates and terms with financial institutions;
- Incentive to maintain financial health;
- Better deals when ordering services.
How to activate Registration?
First of all, it was necessary to do the Positive Registration to activate it,
but a law was developed that made the information automatically placed in it.
Therefore, if you are active in the financial world; have a loan, credit card, electricity bill in your name, financing, among others, you already have the Register.
However, it is important to make an appointment to check if it is really active and thus, be more relaxed about it.
To do this, access the website of the positive registration with the CPF in hand or the number memorized to make the confirmation.
If you don't have a registration on the site yet, you will need to create one to consult.
However, it is a simple and easy step to do!
Don't forget to write down your login details, as you will need them again, and password recovery on this type of site is more complex.
Finally, keep your Register Positive always active and updated to enjoy all the benefits it can provide for being a good payer!
