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Digital banks that don't ask for selfies still offer a series of benefits and advantages to their customers. Read the text!
A selfie is a “self-photograph”, that is, a photograph that we take of ourselves. It has become very common in recent years, especially after the emergence of more technological cell phones.
Some professionals say that a simple selfie can reveal everything about a person's personality.
However, it currently does more than that: it can be used as a security mechanism.
For example, it is used as a verification mechanism to protect digital accounts. The big problem is that, despite its importance in this process, some people prefer not to do it.
Therefore, in today's text, you will discover some options for digital banks that don't ask for selfies at the time of registration.
Keep reading and find out!
Why does the bank ask for a selfie when opening a digital account?
Taking a selfie as part of the digital account opening process has become a common practice across many financial institutions and online platforms.
While this may seem like an invasive and embarrassing requirement to some people, it is important to understand the reason behind this request.
A selfie is requested as an additional security measure to verify the identity of the applicant.
Using this photo, it is possible to compare the captured image with the photograph present in the documents sent, such as an ID or passport.
This helps prevent fraud and ensure that the account is being opened by a real person, reducing the risk of illegal activities such as money laundering or identity theft.
Additionally, a selfie can be combined with facial recognition technology to provide an extra level of security.
These systems can detect and compare unique characteristics, ensuring an accurate match and making it difficult to attempt to use fake or third-party photos.
By providing a selfie during the digital account opening process, you are confident that you are creating a safer and more trustworthy environment for all users.
This measure helps protect both customers and the financial institution itself, establishing a solid foundation for secure transactions and avoiding potential problems in the future.
However, it is important to note that there are different digital account providers and each may have their own identity verification requirements.
If you are looking for digital banks that don't ask for selfies, there are many reliable and safe alternatives on the market.
However, it is important to highlight that at some point, and for some accounts, a selfie will be requested, such as, for example, the first time you make a Pix transaction.
Continue reading and discover the options!
Digital banks that don't ask for selfies: check out our selection
Before we introduce you to our gold selection, we want to highlight some important points on this topic.
The first is that the fact that these institutions do not request a selfie when opening an account does not make them any less secure.
This is because they use other security mechanisms to protect your data, your user experience and also the institution's own system, such as token, photo of the identification document and i-Safe.
The second point we would like to highlight is that the processes change, so depending on the date you read this text and you open an account with one of the digital banks mentioned here, they may ask for a selfie.
This is due to the speed at which processes change and it is not always possible to update in time.
However, remember that the selfie is a security measure that serves to protect your account and data. It will not end up on a Tinder profile.
Other than that, the mapping of your face is not done by a human but by some technological mechanism, such as AI.
Well, without further ado, let's get to know the following digital banks that don't ask for selfies.
1. Banqi
Banqi is Casas Bahia’s digital account. It’s free and one of the simplest options on our list.
Despite its simplicity, in fact, its simplicity can be seen as a great advantage for some people, it still offers other advantages to its customers, for example:
- Personal loan with competitive rates;
- Free prepaid card;
- Banqi Meatball;
- Discount in partner stores;
- 3% Cashback at Banqi Shopping Mall.
In addition, with this digital account you can pay bills, make transfers via Pix, withdraw, deposit, top up and much more!
To access all these features is very simple, download the app and open your account in just a few minutes.
2. Digital banks that don't ask for selfies: PagBank
PagBank is PagSeguro's digital account. It is very complete and users have access to a series of benefits and features.
It is a perfect digital account for entrepreneurs or business owners, as it offers some features for this audience, such as machines no rent and zero fees for new customers.
Furthermore, it is a great option for those looking for digital accounts with investments. At PagBank, you can start investing with little and a lot of simplicity.
When it comes to cards, this digital bank has options for different profiles, including:
- Account card;
- Credit;
- Prepaid;
- Debit;
- CDB Credit Card.
Both cards are international, meaning they are valid nationally and internationally and can even be used for online and physical purchases.
To access all the services and benefits offered by PagBank, download the app and open your account easily.
3. Digital banks that don’t ask for selfies: Next and Next Joy
Still speaking of complete banks, Next is also not left out. But before we present you some features and advantages available in the account, we need to highlight one point.
Despite being one of the digital banks that don't ask for selfies, In Next, you need to record a 5-second video saying your name and that you want to have a Next account.
While this may be a bit embarrassing for some people, it is part of the bank's verification and security setup process.
This certainly makes your information and transactions more secure.
Moving on, in the Next app you can perform many banking transactions, such as paying bills, receiving, transferring and depositing money.
The financial services offered by Next are numerous, ranging from investments to loans. See the main alternatives below:
- Savings;
- Investments;
- Loans;
- Insurance;
- Debt renegotiation;
- Credit card.
Users can also make donations, earn money by referring friends and buy thousands of products at discounts at NextShop partner stores.
Finally, Next also offers a digital account for minors, which does not even require facial verification.
It can be opened for children and teenagers of all ages who have an active CPF.
4. C6 Bank
THE C6 Bank is by far one of the best digital banks today. In your digital account, you have access to many services and features.
One of the advantages it offers is its Átomos points program, where you can accumulate points and exchange them for cashback, products and discounts, for example.
On a daily basis, you can transfer, pay, view statements, deposit, top up your cell phone and charge people with your C6 Bank digital account.
Among the products and accounts available, we find, for example:
- Loans;
- C6 Invest;
- Insurance;
- Global Account in Euro or Dollar;
- Corporate Account;
- Insurance;
- Vehicles;
- Direct debit;
- Multiple payments;
- C6 Pay machine;
- Carbon Extract.
The main benefit is the cashback and Átomos program, in addition to C6 Experience, Gift card and discounts on partner websites.
Download the app available for Android and IOS and open your account!
5. Banks that don't ask for selfies: Banco Pan
The bank has a digital account with no annual fee and full of advantages. Its simplest credit card has no annual fee.
Despite its simplicity, it offers some advantages, such as payment in up to 24 installments, discounts from partners and cashback.
The digital account is perfect for those looking for a simple account for everyday use. Although it is simple, it is quite complete.
It offers services such as:
- Loans;
- Financing;
- Machine;
- Consignment products;
- Insurance;
- Shopping;
- Vehicle auctions;
- Health plan.
To enjoy all the services, advantages and benefits offered by one of the best digital banks that don't ask for selfies, download the app and open your account!
Conclusion
As we can see, the selfie is a very important security step when opening and maintaining digital accounts.
Still, some people prefer not to go through this process. For this, some examples were presented digital banks that don't ask for selfies: Banqi, PagBank, Next, C6 Bank and Banco Pan.
In addition to being safe and reliable options, they offer many advantages and benefits to their customers.
Download the app and start enjoying today!
