Nubank Payment Assistant: how it works, advantages and disadvantages 

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Are you tired of paying interest because you forgot the due date of your bills? With Nubank Payment Assistant this is no longer a problem.

This is because this service aims to automate your payments, so you don't have to worry about paying your bills manually.

Some people consider this an excellent proposal, while others don't see much use for it. After all, who is right? 

In today's content we will discover the answer to this and other questions, so continue reading and check it out!

What is the Nubank Payment Assistant?

Paying your monthly bills can be a tiring task, after all, copying and pasting different codes, checking the due date of each bill and carrying out all the steps of the transaction requires time and effort.

As a result, we've all been in the situation of postponing paying bills out of laziness. So, the days go by, the money stays in the account, and the bills keep coming due.

THE Nubank Payment Assistant is the ideal resource to help those who identify with this situation, because the service promises automate bill payments and transfer scheduling.

Additionally, this feature also sends you reminders of the due date of each registered expense, so there will be no chance of forgetting the car insurance bill. 

In practice, it's very simple: you register your accounts and expenses in the app, and authorize the assistant to send you notifications and complete payments on the dates chosen in advance.

So, if you are looking for practicality and are tired of paying interest for remembering to pay your energy bill only 15 days after the due date, it is worth considering adopting this resource in your daily life.

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What are the functions of this feature?

By now you understand that the Nubank Payment Assistant is a reminder and payment scheduling feature for expenses.

Furthermore, we saw that among its functions, the highlight goes to due date reminders and payment automation.

But, in addition to these, the resource also has other functionalities, including:

Ticket search engine: Search for bills registered under your CPF or CNPJ using the Nubank Bill Search Engine, and register them in the app for automatic payment.

Direct debit: Select your Nubank account for automatic debit of service bills, this way, on the due date the discount will occur automatically.

Scheduled Pix: If you usually pay for services using Pix, you should know that the Nubank Payment Assistant can also help you with this. Just select the keys, amounts and dates for payment, and it will be done automatically.

So, it is clear that this feature has simple functionalities, and is especially recommended for those who want to waste less time paying bills.

It is worth mentioning that, for the feature to work properly, you will have to set aside a few minutes to register the bills and payment information.

Once this is done, from that moment on everything will happen automatically, which certainly brings more peace of mind and practicality to your days.

Who can join the service?

The Payment Assistant is a feature available to all customers of the financial institution who have an active account.

So, to use it, just access the Nubank app, open your account and look for the payment assistant tab.

It is worth mentioning that the feature will only start working from the moment you register your expenses for the first time.

Furthermore, if you want to use the Ticket Search, this process requires authorization from the holder, so please grant authorization for the feature to work.

With that, after registering all the bills and scheduling Pix payments, just wait for notifications and automatic payments made by the assistant.

I'm not a Nubank customer, can I just use this feature?

No, as we explained, this feature is intended for customers with access to the Nubank app, and to have this access you need to be a current account holder.

For this reason, if you want to benefit from the practicality of this resource, open your account with Nubank, the process is free and 100% online.

Discover the advantages of the Nubank Payment Assistant

At this point, you already know the service and understand that the Nubank Payment Assistant is a resource for those who want practicality.

So, among the advantages of the service, we can highlight:

Tranquility: Never despair again because you forgot to make the pix on the right date, because the assistant does it automatically.

Organization: Dealing with a pile of bills is not a task for amateurs, and if you feel lost every month, this feature will help you keep everything organized.

Economy: We all agree that paying interest is a waste of money, and worse than that is paying interest because you forgot the due date. With the assistant, all your bills are paid on time, so you save money.

No stress: Do you often fight with your partner to decide who will be left with the arduous task of paying the bills? Leave that to the assistant and take advantage of this time to enjoy another activity.

Does the service have any disadvantages?

After everything we've seen, you're probably wondering whether the Nubank Payment Assistant could bring any disadvantages.

However, we must remember that not everyone has balanced finances, so sometimes they need to postpone paying bills to prioritize more important expenses.

So one of the downsides of the feature is that with it you can't do that, since the payments are automatic.

Therefore, if you forget to cancel the payment before the date, it will be completed and it will not be possible to “manage” resources to maintain essential expenses in times of financial downturn.

Therefore, evaluate your conditions to decide whether it is worth using this resource, or whether it is better to continue paying bill by bill.

In the end, the important thing is to pay the expenses, whether through an easier method or a more difficult one.

So, if you liked the new feature, access your Nubank app and activate your assistant.

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