Advance your FGTS with FGTS BV Loan

If you have a balance in the FGTS, whether in active or inactive accounts, the FGTS Completão BV Loan is the ideal solution for you, especially if you opted for the anniversary withdrawal option.

How does it work?

BV offers the opportunity to advance up to 10 installments of your anniversary withdrawal. This advance gives you the freedom to use the money according to your needs, without having to worry about monthly payments, as the amount is discounted annually directly from your FGTS balance.

Exclusive Advantages:

• Competitive Rates: From just 1,49% per month.
• 100% Digital Process: Money available within 24 hours at the banking institution of your choice.
• Accessible for those with bad credit: It is not required to be employed, just maintain a minimum balance of R$ 300 in the FGTS.
• No Impact on Other Loans: Taking out a loan does not affect your ability to obtain other types of loans.
• Premium Protected Income Insurance (optional): It offers additional protection, monthly draws of R$5,000 and assistance for professional relocation.

Purchasing the Renda Protegida Premiada Insurance is optional and its benefits are only valid when it is purchased.

How to Apply?

1. Download the FGTS App: Access the app store, download the official FGTS app from Caixa Econômica Federal and log in with your credentials.
2. Opt for Anniversary Withdrawal: In the main menu, select the “birthday withdrawal” option and accept the terms and conditions.
3. Authorize Balance Inquiry: Return to the main menu, select “Authorize banks to consult your FGTS”, choose “Anniversary withdrawal loan” and continue selecting “Banco BV SA”.
4. Access the BV App: Open the BV app, select “Antecipação do seu FGTS” and follow the on-screen instructions to check availability and take out the loan.
5. Configure Installment: The amounts will be deducted directly from your FGTS on the anniversary withdrawal dates; define how many installments you wish to pay.
6. Confirm Advance: Review and confirm the loan details, including interest rates and IOF.

Who Can Apply?

Anyone over 18 years of age, with a balance in the FGTS and who opted for the anniversary withdrawal, is eligible, subject to credit analysis according to Banco BV criteria.

Required Documentation: ID or driver's license.

More Information: For additional details about the Renda Protegida Premiada Insurance and other aspects, access [link to general conditions].